Should you be in the process of buying your first classic car then one of the things that you will want to look into is insuring the vehicle. This is done by arranging a classic car insurance policy and you will quickly discover that there are many providers of such important cover.
With so much choice you will wish to make sure that you have arranged the most suitable level of cover and that the policy provides you with the benefits that you require. After all, you have probably spent a considerable sum of money on buying a classic car and/or intend to commit hundreds of hours in restoring the vehicle to its original condition so you will wish to ensure that should anything untoward happen to it that it is adequately covered.
So, when looking into this type of insurance you should examine the features and benefits of the policies that you are considering. Yes, the premium you are being asked to pay may well be a factor but is it not more important that you get the cover you require?
You will probably find that many of the providers of classic car insurance offer certain things as standard such as the option to choose either fully comprehensive, third party, laid up or third party fire and theft cover. Some will offer a discount if you are a member of a classic car owners club and to arrange cover on an Agreed Value basis. Some insurers may cover you as standard for taking your car to certain trials and public road rallies. Many will allow you to select the number of miles that you intend to drive the car for each year within a band of say 1,500 to 7,500 miles and this will help contain the cost of the cover. Optional extras could include, for instance, legal protection and breakdown cover.
So, take your time when looking for the most suitable classic car insurance policy ensuring that the features and benefits meet your requirements.