If you are looking for a classic car insurance quote you can call into your local high street insurance broker’s office and ask them if they can get you a quote. However, if they spend the majority of their time dealing with general insurance such as house and contents insurance, public liability insurance, commercial insurance and ordinary car insurance they may not be able to help.

Classic car insurance specialists have a significant amount of expertise in dealing with that type of insurance

It may be beneficial to use a specialist classic car insurer

You may be better seeking out the services of a company that specialise in providing classic car insurance quotes and subsequently arranging such cover. In this way, you can be assured that you will be dealing with someone that has specific experience of this type of insurance.

They will be able to go through your requirements taking into account such things as the level of cover that you require. After all, there is not only a choice of the usual third party, third party fire and theft or fully comprehensive classic car insurance as there is also the option of Laid Up cover that, in certain circumstances, may be more appropriate.

They will also take into account the number of miles that you intend to travel in your classic car each year, whether you are a member of a classic car club and therefore may be entitled to a discount and fully explain what the term “agreed value” means and the benefit this may provide.

By using a specialist does not mean to say that you could end up paying more for your classic car insurance than by not doing so. In fact, it is unlikely to result in a higher premium as it is such a competitive marketplace.

You can access a specialist classic car insurance provider quite easily through the Internet and can often receive a quote within a few minutes and even go on risk online providing you with peace of mind.