There are many people in the UK who are still struggling financially faced with such things as higher home rental costs and a rise in the cost of putting food on the table. So, you will no doubt be pleased to read that the average cost of insuring a car here in the UK has fallen once again. Quite a lot of people who own a classic car also possess a family saloon car that they use to get to work or take the family away on holiday.

On a quarterly basis, the Confused.com Car Insurance Price Index is produced. The lone issued last month showed that, for the 3 months covering June to August 2025, the average amount paid by motorists to insure a car amounted to £735 per annum. This is the lowest figure in more than 24 months.

It is £136 per annum less than the average car insurance premium being paid a year ago with this equating to a significant drop of 16%. It is a drop of an average of £22 per annum in the space of only 3 months. Such falls will no doubt be welcomed by motorists.

Numerous factors affect how much you are charged for your car insurance. For instance, your age, where you live, how valuable your car is, how powerful it is, how many miles you estimate you drive in your car and the make and model of the vehicle.

Have you any idea which is the most expensive region in the UK to insure a car? Well, if you happen to live in Inner London you are in that region with premiums averaging £1,149 per annum. The second most expensive region is Outer London with car insurance premiums averaging £939 per annum. If you live in the North West region then premiums average £676 per annum. If you reside in the North of England premiums average £628 per annum. The cheapest region, on average, is the South West with premiums of £499 per annum.

Another big factor that impacts premiums is age. It should not surprise you to hear that, on average, young drivers pay quite a lot more than mature drivers to insure their cars. For example, an 18 year old pays an average of £2,342 per annum compared to a 60 year old motorist who pays an average of £494 per annum.

When your classic car insurance is coming up for renewal or you are looking to insure your first classic car why not contact us with a view to obtaining a no-obligation, competitive quote. We provide access to an extensive panel of insurance companies. We look forward to hopefully being of assistance.